Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already set destructiveHint to true. The description adds valuable detail: explains what destruction means in this context (turns off auto-renew, prevents further billing, existing paid periods remain valid). This goes beyond the annotation and fully discloses the behavioral implications.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.