Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive, so safety is covered. The description earns credit by enumerating the response contents (used, limit, remaining, overage, run-rate projection, plan, raw-event retention), which is the behavioral detail an agent needs since no output schema exists. It doesn't state whether the run-rate projection is per-day/per-month or how overage is signalled, leaving a small gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.