Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint=true, destructiveHint=false, idempotentHint=true, and openWorldHint=true. The description adds a usage condition but no new behavioral traits (e.g., response format, side effects). Since annotations carry the safety profile, the description's additional value is minimal but not contradictory. Baseline 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.