Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, covering safety and idempotency. The description adds conceptual context about the ranking metric (annualized return) and the 'near-certain' filter, which provides some behavioral insight beyond annotations, though it does not explain pagination or output format.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.