Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint annotation, the description adds meaningful context: the keys are public and keyless (no credentials required), and they include derivation paths and validity windows. This gives the agent a better sense of what to expect without needing additional discovery. No contradiction with the annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.