Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare a non-destructive write operation, and the description adds useful behavior beyond that: the operation is free, and specific classes of contacts are silently skipped (already present, no usable email, not among your contacts). It does not cover idempotency or partial-success reporting, but the skip semantics are valuable.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.