Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so all four parameters are already documented, including the expiry enum and idempotency_key semantics. The description reinforces the idempotency retry behavior and the plan-based expiry cap but adds little syntax or format detail beyond what the schema already states, so the baseline 3 applies.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.