Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare this is a non-read-only, non-destructive, non-idempotent, closed-world write. The description adds real context beyond that: an admin-only authorization requirement, a plan-based quota constraint, and the fact that monitoring begins after adding. It doesn't explain failure modes (e.g., duplicate competitor, non-idempotency consequences), keeping it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.