Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so safety is covered. The description adds useful context that the response carries members, plan and billing details, but says nothing about authorization requirements for accessing billing data or error behavior for an unknown id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.