Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the description earns credit for adding failure semantics the annotations cannot: "not_ready" for unapproved instructions, "not_found" for no match, and the atomicity guarantee that it "never returns a partial agent." It does not address permissions/scoping on agents or any throttling, which keeps it out of 5 territory.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.