Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only say this is a non-destructive, non-idempotent write; the description goes much further by disclosing the per-organisation daily quota, that nothing is scanned server-side, that a banner build is queued, and that other tools will keep using the default domain afterwards. These are exactly the operational facts an agent needs before invoking a mutating tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.