Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple status-lookup tool with 2 parameters, full schema coverage, a rich output schema, and strong annotations (read-only, idempotent, non-destructive), the description supplies the missing context: what the tool reports, when to use it, and how it fits in the swap workflow. Nothing essential is missing.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.