Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the burden of behavioral disclosure. It discloses authentication requirements, payment rails and cost, and the default-all-chains behavior. This is meaningful operational context beyond the schema. It does not mention rate limits, failure semantics, or side effects, but for a read-only price lookup the key behaviors are covered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.