Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the tool's complexity (payment, signing, conformance checking, refusal conditions) and the presence of an output schema, the description covers the essential operational context: cost, payment methods, what is checked, refusal conditions, and signing. It does not explain the output schema's contents, but the output schema exists and the description need not repeat return values. The main gap is that the description is hard to parse, but informationally it is fairly complete.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.