Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral burden. It discloses authentication/payment requirements (bearer token or per-call fee), the 25-name limit, and the return behavior: an entry for known names or candidates for unknown/ambiguous ones. It does not explicitly state read-only behavior, but 'resolve' and the described outcome make side effects unlikely.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.