Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden and does disclose meaningful traits: a required bearer token or paid-per-call billing options, and a default/max window. It stops short of stating rate limits, whether data is live or historical, or read-only guarantees, but for a paid data query the cost/auth disclosure is substantial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.