Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so the safety profile is clear. The description adds useful context by specifying the filter ('live inventory') and the exact data fields returned, which goes beyond just repeating the annotations. This is meaningful value-added information.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.