Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare it is not read-only and not idempotent, so the description's value is elsewhere: it discloses that user-authored passages are preserved and prior text is snapshotted, which reassures the agent that regeneration is non-destructive to custom edits. It doesn't mention cost, latency, or confirmation needs, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.