Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply the safety profile (readOnlyHint=false, idempotentHint=false, destructiveHint=false); the description goes further by disclosing a real access-control constraint - user-key and OAuth callers can only touch their own rows plus legacy shared rows. It stops short of saying whether marking read is reversible.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.