Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover safety (readOnly, idempotent, non-destructive), and the description adds real behavioral context beyond them: cached analyses are reused, fresh AI extraction is credit-gated, and charges hit the bound workspace. This is exactly the kind of cost/side-effect disclosure the annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.