Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and a closed world, so the safety profile is fully covered. The description adds the useful fact that only public (non-account-scoped) plans are returned and that pricing/request counts are included, but says nothing about auth requirements or pagination.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.