Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that the tool only reports what is and isn't calculated, and that the agent should not improvise calculations. It does not mention side effects, but the tool is inherently read-only and informational.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.