Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint=true and openWorldHint=true, so safety is established; the description then adds non-obvious traits: 1-3s latency, no AI cost, and the shape of the result (CLEAN/CAUTION/RISKY plus contract checks and market data). It does not discuss rate limits, rate-limit failures, or behavior on unrecognized addresses/chains.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.