Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, closed-world, non-destructive), so the description's job is to add content context, which it does by enumerating exactly what metadata comes back, including the plan requirement and free preview window. With no output schema, this return-content disclosure is genuinely valuable; it stops short of 5 because it says nothing about behavior for an invalid or unknown dataset id.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.