Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the description does not need to repeat safety. The description adds value by explaining the return fields (metrics, risk changes, contradictions, source evidence, confidence, not-investment-advice flag) and the input precedence (content > filingUrl > ticker lookup). No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.