Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/openWorld/non-destructive, so the safety profile is covered. The description adds genuine behavioral context beyond structured fields: the upstream source (DeFiLlama), the coverage set ('and more'), and the specific 0.5% deviation rule that produces a depeg signal. It doesn't discuss freshness/latency beyond 'real-time' or error behavior, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.