Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so safety is covered; 'Read-only' largely repeats that. 'Free' adds a small piece of cost context. The description usefully discloses the shape of the returned payload, but says nothing about freshness, caching, or auth requirements.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.