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Insurance Research Expert by Spot

Search provider Reliability Scores

search_provider_reliability
Read-only

Search published Reliability Score assessments by query, status, and score range, and sort by name or displayed score. rubric=all sorts and filters by the combined score (the average of the Broker and Carrier & MGA scores, or the one a provider has).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
sortNoname
limitNo
queryNo
offsetNo
ratingNoall
rubricNoall
maxScoreNo
minScoreNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
limitYes
totalYes
offsetYes
filtersYes
resultsYes
spotCalloutYes

Schema Changelog

Changes observed during successful MCP inspections.

  1. Changed4 schema fields changed
    • addedOutput schema / properties / results / items / properties / attribution
      Added value: +{
      +  "additionalProperties": false,
      +  "properties": {
      +    "id": {
      +      "type": "string"
      +    },
      +    "kind": {
      +      "enum": [
      +        "provider",
      +        "entity"
      +      ],
      +      "type": "string"
      +    },
      +    "name": {
      +      "type": "string"
      +    },
      +    "reason": {
      +      "type": "string"
      +    },
      +    "scope": {
      +      "type": "string"
      +    },
      +    "state": {
      +      "enum": [
      +        "resolved",
      +        "legacy-brand",
      +        "unresolved"
      +      ],
      +      "type": "string"
      +    }
      +  },
      +  "required": [
      +    "state",
      +    "name",
      +    "scope"
      +  ],
      +  "type": "object"
      +}
    • addedOutput schema / properties / results / items / properties / scores / items / properties / attribution
      Added value: +{
      +  "additionalProperties": false,
      +  "properties": {
      +    "id": {
      +      "type": "string"
      +    },
      +    "kind": {
      +      "enum": [
      +        "provider",
      +        "entity"
      +      ],
      +      "type": "string"
      +    },
      +    "name": {
      +      "type": "string"
      +    },
      +    "reason": {
      +      "type": "string"
      +    },
      +    "scope": {
      +      "type": "string"
      +    },
      +    "state": {
      +      "enum": [
      +        "resolved",
      +        "legacy-brand",
      +        "unresolved"
      +      ],
      +      "type": "string"
      +    }
      +  },
      +  "required": [
      +    "state",
      +    "name",
      +    "scope"
      +  ],
      +  "type": "object"
      +}
    • changedOutput schema / properties / results / items / properties / scores / items / required
      Previous value: -[
      -  "rubric",
      -  "score",
      -  "status",
      -  "fallback"
      -]New value: +[
      +  "rubric",
      +  "score",
      +  "status",
      +  "fallback",
      +  "attribution"
      +]
    • changedOutput schema / properties / results / items / required
      Previous value: -[
      -  "name",
      -  "slug",
      -  "rubric",
      -  "score",
      -  "status",
      -  "fallback",
      -  "url",
      -  "scores"
      -]New value: +[
      +  "name",
      +  "slug",
      +  "rubric",
      +  "score",
      +  "status",
      +  "fallback",
      +  "url",
      +  "attribution",
      +  "scores"
      +]
  2. Added

TDQS

B3.4/5.0
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, openWorldHint=false, and destructiveHint=false, so the safety profile is covered and the bar is lower. The description adds useful domain behavior by explaining what rubric='all' actually averages (Broker vs Carrier & MGA scores), but says nothing about result breadth, pagination behavior, or what 'published' excludes.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two tight sentences with the action and filter set front-loaded; no filler. The second sentence's nesting ('the one a provider has') is slightly awkward but still compact and information-dense.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

An output schema exists, so return values need not be described. Given 8 parameters at 0% schema coverage, the description should cover the remaining filters and pagination; it omits limit/offset and the rating enum semantics, leaving an agent to guess at page sizing and the meaning of rated/unrated.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 0%, so the description carries the burden, and it does explain query, score range, sort targets, and the rubric='all' combined-score rule. It still leaves limit and offset entirely unexplained, does not define the 'rated'/'unrated' values, and calls the rating filter 'status,' a naming mismatch with the actual schema property.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb and resource: 'Search published Reliability Score assessments,' with scoping filters (query, status, score range) and sort options. An agent can tell it is a list/search tool rather than a single-entity fetch, though it does not explicitly name siblings like get_provider_score or search_provider_reviews to sharpen the boundary.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Usage is implied by the named filters and the rubric semantics, which helps an agent decide when the combined-score view applies. However, there is no explicit when-to-use/when-not guidance versus get_provider_score (single provider) or search_provider_reviews, leaving selection to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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