Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false. The description adds behavioral context by clarifying that this operation is free, is catalog-only, and does not trigger live price fetching, account creation, or x402 payment. This goes beyond the annotations and reduces surprise.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.