Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint, so the safety profile is covered structurally. The description adds genuinely useful non-structural context — that the call is free, does not charge credits, and does not initiate x402 payment — which prevents the agent from mistaking it for a billable or state-changing operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.