Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds genuine value beyond them by disclosing a scope limitation ('Legal status is not held; the result links to where it can be checked'), telling the agent what data will be absent and how to pursue it further.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.