Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world behavior, so the safety profile is covered. The description adds real value beyond that: it enumerates what the brief contains (trade position/momentum, scored concentration risk, corridor breakdown, primary-vs-secondary feedstock) and discloses a "Pro tier only" entitlement gate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.