Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the agent knows this is a safe read operation. The description adds the specific data points returned (plan, agent-ready %, product counts, timestamps), which is useful context. However, it doesn't describe the return format or any potential latency/rate-limit behavior. With annotations covering the safety profile, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.