Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, closed-world, non-destructive, so the bar is lower. The description still adds real behavior: a one-hour cursor expiry, a 100-record ceiling, and an explicit statement that private/generated/external content is excluded from results.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.