What the standard comprehensive policy guarantees at this car age / הפוליסה התקנית לפי גיל הרכב
standard_policy_at_ageUse when the person asks what a comprehensive (מקיף) policy must give them for a car of a given age: under the regulator's standard policy (הפוליסה התקנית) an insurer replacing a part must use an original or new part up to age 2, pays without depreciation up to age 9, and total loss is paid with no deductible. Age counts from first registration, not the model year. By plate (exact age from the registry), by first-registration month ("YYYY-MM"), or by model year (approximate). מה הפוליסה התקנית בביטוח מקיף מבטיחה לרכב בגיל הזה: חלק מקורי או חדש, בלאי, אובדן גמור. לפי מספר רכב, חודש עלייה לכביש או שנת ייצור.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| year | No | Model year, when nothing better is known (the age is then a range). | |
| plate | No | Most exact. Israeli licence plate, 7 or 8 digits; dashes/spaces allowed (e.g. "12-345-67"). / מספר רישוי. | |
| on_road_since | No | First registration month "YYYY-MM" (as on the vehicle licence). |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
| age | No | months (exact) or min_years/max_years (from a model year) | |
| tier | No | ||
| error | No | ||
| source | No | ||
| handoff | No | How the person can ask the operator for a quote (offer only when relevant; never automatic). | |
| lead_he | No | ||
| sources | No | ||
| page_url | No | ||
| data_date | No | YYYY-MM-DD the data is correct to. | |
| points_he | No | ||
| disclaimer | Yes | Hebrew disclaimer; relay it. | |
| example_he | No | ||
| citation_url | No | Page to cite (link it when you use the facts). | |
| extension_he | No | ||
| disclaimer_en | No | ||
| total_loss_he | No |