Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. Beyond that, the description adds real context: the domain is Israel, results are "facts, not a ranking," and the year parameter changes output granularity (per-trim fee with fuel-use estimate). It does not cover failure modes (unknown model) or match leniency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.