Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare this is a non-read-only, non-destructive, closed-world write. The description goes beyond them meaningfully: accepted formats, a 25 MB ceiling, base64/data-URL encoding, and the automatic downscale to 2560 px — the scaling behavior in particular is non-obvious and worth disclosing. It stops short of stating auth or any side effects of re-uploading.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.