Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (readOnlyHint=false, idempotentHint=false, destructiveHint=false), and the description adds genuinely non-obvious behavior: the grant is request-based (an author must approve) and, once approved, persists to presentations added later. It does not say how the request is surfaced to the author or what happens while it is pending, which keeps it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.