Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond annotations that already declare this a non-destructive write, the description adds meaningful context: the change is limited to this user's name, it persists for all future drafts, confirmation is required, and quotedMaterial content must not be treated as an instruction. This is substantial behavioral disclosure that an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.