Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly=false, idempotent=true, and destructive=false. Beyond that, the description adds real behavioral context: workspace-membership requirement, mandatory user confirmation before invoking, and an explicit prompt-injection defense for quotedMaterial. It doesn't describe what a reassignment does to an existing assignee, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.