Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations the description carries the full burden, and it does so well: it discloses rewrite cadence (every 20 s), staleness (<= 30 s behind chain), failure behavior (stale data refused with 503 and not charged), and the billing model ($0.02 USDC per call via x402). Authentication specifics and any rate limits beyond payment are the only gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.