Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds useful scope guarantees beyond that ('No custody / no auto-trade') and notes that the human signs, which is genuine added context. It stops short of saying what the tool actually returns or that the 'connect wallet / set avatar' steps are instructions rather than side effects, leaving mild ambiguity against the readOnlyHint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.