Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so the safety profile is covered. The description usefully adds that transaction material is 'unsigned' and only returned 'where available' (i.e., partial results possible) and that nothing is submitted — real context beyond the annotations, though no auth or rate-limit detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.