Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish this is a non-read-only, non-idempotent, non-destructive, open-world write. The description adds meaningful behavior beyond that: the auth constraint (wallet-session only), the likely API_GAP failure mode for agents, and the critical 'show once, never log' secret handling rule.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.