Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=true, so the safety profile is fully covered. The description's added value is enumerating what the payload covers (fee modes, splits, graduation, program addresses), but it does not say whether values are live/fetched or static documentation, nor what format the response takes.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.