Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is known; the description adds real value by stating it returns phone numbers and links and creates no request — the agent knows to hand the contact info to the user rather than expect a submission. It does not describe exactly how many advisors or what the link payload looks like, but that is minor for an info-only tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.