Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden, and it does contribute a genuine safety profile: 'Read-only; no registration or payment side effect.' That is real value an agent would otherwise have to infer. It stops short of describing what the call actually returns, whether results are paginated or scoped, or what 'discovery' yields, so the disclosure is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.