Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is covered structurally. The description adds a useful integrity claim ('no fabricated orders, work or liquidity'), which tells the agent the data is observed rather than simulated, but it says nothing about freshness, pagination, or result limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.