Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds genuinely new context – that the entrypoint is free and degrades to a non-cash service-credit fallback when paid inventory is empty – which is useful behavioral disclosure beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.