Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, non-open-world, non-destructive behavior. The description adds valuable domain context beyond that: the causal trigger (a new rule), what fields are returned (rule, source, reason), and the lifecycle rule that saving a new version closes reviews. It also discloses the paywall constraint (paid plans), which is not in annotations and could affect invocation. It does not describe pagination or ordering.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.